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CREDIT CARD FRAUD PROTECTION
 Sophisticated
online, real-time payment gateways enable merchants to process transactions
securely over the Internet by using encryption and secure sockets
layer (SSL) technology and reduce the likelihood of fraudulent credit
card activity.
Fraud protection features, such as Address Verification
Service (AVS), MasterCard® card validation code 2 (CVC2)
and Visa® card verification code 2 (CVV2), enable merchants
to verify a cardholders’ specific information at the time of authorization.
When processing a transaction a code specific to the credit cards
and cardholder is verified with the issuing bank for authorization
to minimize Internet and mail order/telephone order (MOTO) fraud.
The LinkPoint® Secure Payment Gateway performs numerous
fraud checks to determine common patterns, while allowing merchants
to lock out specific credit card numbers and Internet protocol (IP)
addresses. Merchants can also create a negative database file of high-risk
customers and/or card numbers. |
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