Sophisticated
online, real-time payment gateways enable merchants to process transactions
securely over the Internet by using encryption and secure sockets
layer (SSL) technology and reduce the likelihood of fraudulent credit
card activity.
Fraud protection features, such as Address Verification
Service (AVS), MasterCard® card validation code 2 (CVC2)
and Visa® card verification code 2 (CVV2), enable merchants
to verify a cardholders specific information at the time of authorization.
When processing a transaction a code specific to the credit cards
and cardholder is verified with the issuing bank for authorization
to minimize Internet and mail order/telephone order (MOTO) fraud.
The Global Gateway® Secure Payment Gateway performs numerous
fraud checks to determine common patterns, while allowing merchants
to lock out specific credit card numbers and Internet protocol (IP)
addresses. Merchants can also create a negative database file of high-risk
customers and/or card numbers.
Services by Cardservice International.
The FIRST DATA name, trademark and logo are owned by First Data Corporation. All other trademarks, service marks and trade names referenced in this material are the property of their respective owners. The First Data Independent Sales Agent Program is operated by Cardservice International, Inc. Cardservice International, doing business as First Data Independent Sales (FDIS), is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express requires separate approval. FDIS Ventura County is an independent agent for Cardservice International.